The Company > Differentials

Why hire your insurance through Correcta? Because the Correcta brokerage, consulting and administration of insurance has the following qualities that no other broker has the insurance in Brazil:

Ours Differentials:

Know How

The Correcta stands out from most other insurance brokers, especially for its high technical knowledge. The vectors of our training are:

Library: The Correcta has a library with more than 2,000 volumes - mostly technical books of insurance and risk management - including counting of publications from other countries.

Team: The company adopts an aggressive policy of return, through which only hires professional high quality, very professional experience and complete education. In our team, the partners have Master and are university professors. In our framework, 85% of employees completed the university, 35% has MBA, 75% are over 10 years experience working with insurance and 100% of our staff have the technical certification Funenseg in all areas of insurance.

Customer Service

Another major gap in Correcta is recognized for service excellence. While in the competing companies the same employee serves and sells, receiving commission for it, in Correcta, 50% of our employees are unique after-sale and, therefore, entirely dedicated to the care of our policyholders. Besides the fixed remuneration of the attendant, there is a bonus for the quality of care provided.

Portfolio

The company over its 15 years of life, based on serious and competent work, has the loyalty of a large number of organizations. Are companies of various economic activities, ranging from airlines and oil companies to the electro-electronic industries. All serve as reference for our excellent service and dedication to the customer. Some examples are: FAET, GREENPEACE, Brazil BP (British Petroleum), Air BP, COPLEX-NORs, UniverCidade, DOVER-ROLL, RICO AIRLINES, SONDOTÉCNICA, among many others.We have letters of credentials attesting our good qualifications, written statements from several organizations.

Expertise

Correcta is divided internally into departments according to the insurance industry, there are team of specialists for each type of insurance with which we operate. When insurance is contracted with us the customer is directed according to the type of insurance for a team of specialists in this segment's account for them.

A medical team in our team

Correcta is the only brokerage with a doctor in its team. Our goal is to defend the insured of glosses or negative given by the medical about treatments and surgeries for our customers. Our medical team also makes the management of risk, considering the mass of the insured and showing the risks and potential gaps.

We note your refund

All brokerage streamlines all repayments, seek their bills, sees if there is  a missing document and charge the payment of the carrier until the refund is paid. But only if Correcta checks if the reimbursement is in fact correct, we have all the tables of all health plans and see if your plan is fully and properly paying their reimbursements for medical expenses and hospital, as promised in the contract.

Prevent or minimize the financial adjustments of your health plan

We monitor the accident and the adjustment that are charged in the market, in anticipation of the possible adjustments provided by your health care provider. The Correcta in addition to offering alternatives to avoid price increases, also negotiated with the providers of medical care in favor of its clients to reduce or avoid the adjustments, whether by use of the plan (accident) or by medical inflation.

Own survey (Team of Engineers)

Survey of our own engineering, contrasting the rate of risk assessed by the technicians of the insurer. This will certainly reduce their costs.

Risk Management

We have a team specialized in Risk Management of their work to prevent accidents and losses. With experience and other statistics on accidents that are useful in our studies.

Reinsurance Solutions

Agility in the use of reinsurance, including making - during the recruitment - international competition among reinsurers. What reduces costs and improves the conditions for coverage.

Dedicated Account

In the Correcta you have available in an account specialist in insurance to meet him every day. Totally focused on excellent customer service from the broker, sellers are not as there is competition.

Site - http://www.segurado.com.br/

This is the Correcta´s website, the only one Brazilian site that aims to inform and explain to the insured all types of insurance contracts. Unlike that found on the Internet, our site isn’t dedicated to sales having, therefore, strong appeal for information. The site interacts with the user through our monthly newsletter and special forms for clarification of doubts or queries.

Infrastructure

Our organization has an infrastructure that few brokers, and even insurers have. Our office is structured with IT solutions and the entire team has access to our network, Intranet and Internet. We have also developed software exclusively for the correct and full logistical support of departments of engineering, legal, IT and HR.

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